Health Insurance Resources
The State of Indiana offers several health coverage options to qualifying low-income individuals and families, individuals with disabilities, and the elderly with limited financial resources. Each program is designed to meet the medical needs of that specific group of individuals. Each program uses a different set of measures to determine if a person qualifies for that program.
The Indiana Rural Health Association offers free health coverage assistance through our Connecting Kids to Coverage -Indiana (CKC-IN) program. This program's goal is to connect children and families to health care coverage and is funded by a grant from the U.S. Centers for Medicare & Medicaid Services.
Our CKC-IN team consists of licensed Indiana Navigators who are ready to assist with the following:
- Education about the health insurance program you and your family may qualify for
- Enrollment application assistance
- Troubleshoot application issues
- Help you understand your benefits and how to use them
- Answer questions about coverage options, especially Hoosier Healthwise, and the Healthy Indiana Plan (HIP)
- Specialized referrals
Hoosier Healthwise is a health care program for children up to age 19 and pregnant women. The program covers medical care like doctor visits, prescription medicine, mental health care, dental care, hospitalizations, and surgeries at little or no cost to the member or the member's family.
The Children's Health Insurance Program (CHIP) falls under the Hoosier Healthwise program. CHIP is for children up to age 19 whose families have slightly higher incomes. In CHIP, members are required to pay a low monthly premium for coverage as well as copays for certain services.
The Healthy Indiana Plan is a health-insurance program for qualified adults. The plan is offered by the State of Indiana. It pays for medical costs for members and could even provide vision and dental coverage. It also rewards members for taking better care of their health. The plan covers Hoosiers ages 19 to 64 who meet specific income levels.
Indiana Medicaid consists of several different programs, each serving a different population. Hoosiers can let their minds rest at ease knowing they have access to quality healthcare. To see more information about the different program available, please visit: https://www.in.gov/medicaid/members/
Health Insurance Marketplace — also known as the Health Insurance Exchange — is the place where people without health care insurance can find information about health insurance options and also purchase health care insurance. Information can also be found regarding eligibility for help with paying premiums and reducing out-of-pocket costs. Each year the Marketplace has an open enrollment period starting November 1 to December 15. Visit: www.healthcare.gov for more information.
The Centers for Medicare & Medicaid Services (CMS) is the federal agency that runs the Medicare Program. CMS is a branch of the Department of Health and Human Services (HHS). CMS also monitors Medicaid programs offered by each state.
Medicare is the federal health insurance program for:
- People who are 65 or older
- Certain younger people with disabilities
- People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
For more information, please visit: https://www.medicare.gov/